OUR 4-STEP SAFE HOME BUYING PROCESS

We understand that the home buying process can be intimidating. Each one of our loan originators
has the experience to guide and educate you during the process so you truly understand your loan
and have clear expectations.

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

EDUCATE

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

KNOW YOUR NUMBERS

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

We address questions like "When do you have to move?".  We address any loan approval landmines and establish your timeline.

Build Your Plan

We address questions like "When do you have to move?". We address any loan approval landmines and establish your timeline.

We collect and review all credit documents, review in underwriting when necessary.  We establish maximum loan parameters so you can shop like a cash buyer!

GET PRE-APPROVED

We collect and review all credit documents, review in underwriting when necessary. We establish maximum loan parameters so you can shop like a cash buyer!

OTUBNS® Stands For: On Time, Under Budget with No Surprises

Because that's what everyone wants when they get a mortgage.

WHAT OUR CUSTOMERS SAY ABOUT US

Don't take our word for it, see what our clients have to say about their experience working with Hallmark Home Mortgage.

Giuseppe and his team were fantastic. They were incredibly responsive to all my calls and answered every one of my questions. I felt like I received fantastic advice when it came to my options. The whole process from preapproval to closing was incredibly smooth and the team was incredibly fast. Mark C McCarraher, Apr 21, 2018
Giuseppe went out of his way to ensure my satisfaction with the process when communication from a member of his team left me worried I wouldn’t close on time. Very impressed with the overall efficiency and clarity of each step of the process in buying my first home. Ian Lettow, Apr 19, 2018
Giuseppe and team were the most professional and talented group that I have been involved with. I was referred to them by my brother and I’ll refer them to anyone buying a house from now until houses stop being sold. Zachary Howard, Apr 19, 2018
Jacalyn’s helpful attitude & attention to details. Good response time to e-mails. Tamara Ault-Tryon, Apr 19, 2018
Chris was very knowledgeable throughout the mortgage process. I was always in direct communication for him - never on hold or waiting around to get in touch. Andrew Scott English, Apr 18, 2018
What a wonderful experience! The whole team was very thorough and closed on time as promised. They were excellent communicators and always got back to us right away. They communicated about every step of the way in detail with clear expectations and timeframes. And out of the 6 or 7 other lenders we worked with, Giuseppe’s team was the only one who was able to make our dream home happen with huge flexibility. We felt so valued and important even days after closing. They are our go-to team! Kevin R Goles, Apr 18, 2018
Quick turnaround and plenty of touchpoints we’re awesome! Ellen Weber, Apr 18, 2018
Brock explained the process to me carefully, answered all my questions and responded to calls and emails quickly. I trusted him in the process and my closing costs came in under projection. He helped maximize my overall loan package Caitlan Ganley, Apr 17, 2018
Questions were answered quickly and thoroughly. When I was asked for documents or other information it was explained and bulleted to be easily understood and easily taken care of. Paul Jacobs, Apr 17, 2018
It was a fast and easy process. Prior mortgage experiences had been much more challenging, so thank you for your efficiency and communication. Merri R Crego, Apr 17, 2018
advice was readily available and the team worked to help me have the smoothest path to closing Cory Wittwer, Apr 16, 2018
Communication was responsive and on point! Being self employed can be a challenge in the traditional loan process. Brock and the rest of the Hallmark Team made it easy with various options, timely answers to questions we had and a fast closing that worked with our schedule. We will definitely use them again, thank you! Gabriel Wheeler, Apr 14, 2018
Brock was very prompt in responding to our questions and thorough in helping us through the process of refinancing our home. We will definitely recommend him to all friends and family looking to refinance or obtain a new loan. Rachel Wheeler, Apr 14, 2018
This was our first time buying a home and the team at Hallmark made the process much less daunting! Todd, Nicole, and Kat took a lot of time to explain the whole process to us and were always happy to answer our questions and responded to e-mails and phone calls very quickly. Staff were friendly, professional, and knowledgeable! We would use them again in the future! Laura Catherine Flores, Apr 13, 2018
This was my first time buying a home, and if I had any questions Chris was right there to answer them and help me become more knowledgeable in the home buying experience. He was patient with me, and I really appreciate him taking the time to explain everything to me. Brenna Franzgrote, Apr 10, 2018
Download This PDF Before Applying For A Mortgage

Consumer's Guide To Home Financing

CONTACT US

Fill out the contact form below or call us at 303-347-7598 to speak with a Hallmark Home Mortgage team member.

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