OUR 4-STEP SAFE HOME BUYING PROCESS

We understand that the home buying process can be intimidating. Each one of our loan originators
has the experience to guide and educate you during the process so you truly understand your loan
and have clear expectations.

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

EDUCATE

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

KNOW YOUR NUMBERS

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

We address questions like "When do you have to move?".  We address any loan approval landmines and establish your timeline.

Build Your Plan

We address questions like "When do you have to move?". We address any loan approval landmines and establish your timeline.

We collect and review all credit documents, review in underwriting when necessary.  We establish maximum loan parameters so you can shop like a cash buyer!

GET PRE-APPROVED

We collect and review all credit documents, review in underwriting when necessary. We establish maximum loan parameters so you can shop like a cash buyer!

OTUBNS® Stands For: On Time, Under Budget with No Surprises

Because that's what everyone wants when they get a mortgage.

WHAT OUR CUSTOMERS SAY ABOUT US

Don't take our word for it, see what our clients have to say about their experience working with Hallmark Home Mortgage.

Jacalyn was great! Brian Bleau, May 25, 2018
In the tremendous stress of selling and buying a house, Todd and his crew (especially Nicole and Kat) took all the stress out of securing our loan. He took ample time to go over things with us, planned ahead for contingencies and kept me apprised with updates. We were cleared to close weeks early. My past two mortgage loans from other companies were frought with incompetence, where I had to hassle them to get things done. Not with Todd & crew--true white glove treatment. Highly recommended!! Bryan Dennis Stice, May 24, 2018
Jacalyn and crew were on top of things, cordial and professional. The Seller;s agent and title company went out of their way to compliment her and her team as well. Thanks for making this transaction as smooth as possible! Jeffry S Nixon, May 23, 2018
Brock helped to walk us through the process of purchasing our first home step by step. The process was quick, easy, and pain free! He was available to answer our (many!) questions. He adeptly adapted to our long-distance situation and kept both my husband and I in the loop throughout the process. Emily Albrecht, May 22, 2018
It was nice Peter Orr, May 22, 2018
Brock was very encouraging and communicative. I felt like he was there every step of the way. Nick Willard, May 22, 2018
Jacalyn was phenomenal. We had heard many horror stories about the process of getting a mortgage, and were prepared for a long, ridiculous, repetitive process. We walked into a process that was super efficient. Jacalyn was always available to answer our questions, and talked us through all of our loan options carefully and slowly, without condensation. No complication we threw at her seemed to phase her. I will be recommending her without reservation to family and friends. Emma K McLean-Riggs, May 21, 2018
Dan made the whole process easy and understood my needs for purchasing a house. Matthew Kepler, May 21, 2018
Giuseppe's team is fast and communicative through the whole loan process. His videos are a nice touch! ?? Kevin Chen, May 19, 2018
Attention to detail, personalization, great teachers, constant communication, fast close Kerry Chen, May 19, 2018
This is our second time using Hallmark Mortgage. It doesn't get any better-anywhere. Giuseppe and all staff members are top notch. Efficient, helpful ,friendly and just the BEST. We would never even consider another company Lorraine and Ronald Bailey Lorraine B Bailey, May 19, 2018
The communication and prompt responses throughout the whole process were world class. I felt like I had a true partner the entire way. Mark Estrella, May 18, 2018
Excellent customer service and knowledge of the market and industry. Laura Walker Kraus, May 17, 2018
Chris did a great job helping us with our home loan. He was very responsive and attentive at all times. I enjoyed speaking with Chris about our different options and what was right for us. Thanks Chris! Adam Ryan Lemos, May 15, 2018
Giuseppe and team were great to work with from start to finish. We were under an extreme time crunch, but that didn't stop Giuseppe from getting the job done and allowing us to close on the house in record time! Great communication through each stage of the approval and quick turnaround with updates or actual figures for a few of the houses we looked at. Would absolutely recommend and use again! Alexander J. Maxwell, May 15, 2018
Download This PDF Before Applying For A Mortgage

Consumer's Guide To Home Financing

CONTACT US

Fill out the contact form below or call us at 303-347-7598 to speak with a Hallmark Home Mortgage team member.

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