OUR 4-STEP SAFE HOME BUYING PROCESS

We understand that the home buying process can be intimidating. Each one of our loan originators
has the experience to guide and educate you during the process so you truly understand your loan
and have clear expectations.

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

EDUCATE

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

KNOW YOUR NUMBERS

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

We address questions like "When do you have to move?".  We address any loan approval landmines and establish your timeline.

Build Your Plan

We address questions like "When do you have to move?". We address any loan approval landmines and establish your timeline.

We collect and review all credit documents, review in underwriting when necessary.  We establish maximum loan parameters so you can shop like a cash buyer!

GET PRE-APPROVED

We collect and review all credit documents, review in underwriting when necessary. We establish maximum loan parameters so you can shop like a cash buyer!

OTUBNS® Stands For: On Time, Under Budget with No Surprises

Because that's what everyone wants when they get a mortgage.

WHAT OUR CUSTOMERS SAY ABOUT US

Don't take our word for it, see what our clients have to say about their experience working with Hallmark Home Mortgage.

It was great getting to work with Giuseppe. He was personable, responsive, and answered all of our questions. The communication with Giuseppe and his team was really good and essential to the process. Heather L Newton, Jun 24, 2018
Speedy action, very co-operative and answered all questions completely. Garland A Watkins, Jun 23, 2018
It was a pleasure working with Todd. Great communicator, an expert in his field, delivering on his word, and getting to the finish line differentiates Todd from the rest. Carl C Schembri, Jun 23, 2018
Chris is one of most experienced person at what he does and I never thought he would let me down. Very smart and straight forward about the loan process. If you are looking for a new home he will definitely get you a great deal. Thanks again Chris for your professional service. Jeffrey Allen Goudy, Jun 23, 2018
Chris was extremely helpfu! I wanted to close within 3 weeks of my offer , and he made sure it happened. He was very conscientious . He informed me of things NOT to do during the loan application process.... that without thinking I may have done...just as a normal part of my life’s..”business as usual”. He saved me a lot of time and frustration by making calls in my behalf. Last and certainly not least , he got me a great rate on my mortgage! Suzy Newman Liff, Jun 23, 2018
Quick and very kind! Jonathan M Heckelmann, Jun 23, 2018
This is a big decision for our family and I always trusted that Giuseppe was always honest and truly had our best intentions at heart. He worked diligently to get us the best rate and was very empathetic to our families needs. Gina B Landis, Jun 21, 2018
After researching ratings and reviews of Chris and Hallmark Mortgage, we decided to give him a call. I had to initially leave a voice mail, but Chris promptly called me back, and took down our information. He was very fast and efficient in presenting us with the numbers and options for home loans. Chris was also very friendly, never condescending, and answered all of our questions to our satisfaction. He communicated the process every step of the way, and kept us in the loop the whole time. Kevin L Cuthbertson, Jun 20, 2018
Giuseppe, Michelle, Chelsea and Rochelle were extremely helpful and responsive to every question or concern that I had. They made the whole process easy and stress-free. I especially enjoyed the personalized video that Giuseppe did explaining my loan options. What a wonderful personal touch! If I ever have to go through the loan process again, I will for sure be giving them a call! Thanks for everything! Lynette E Michalski, Jun 20, 2018
You and your team were so helpful. You guys let us know what was going on every step of the way.Thank you so much for making our refi so easy. Rebecca Evans, Jun 20, 2018
We were told we would be able to have an entirely different loan from the one we wound up with. We were told we had provided everything necessary multiple times, and then additional information was required over and over again. Closing date was moved multiple times. Thus survey request didn’t even have my name right. The closer was confused about the money we were told we’d get back at closing. We were told to bring $169,000.00 to closing. We had already provided it (a week earlier.) Christina Lund Botzum, Jun 20, 2018
Great communication and pieces of advice. The team communicated throughout the entire process and always checked in to see if I needed anything. Very personable team and made me feel really confident about moving forward with a mortgage. Sarah Paliwoda, Jun 20, 2018
Chris was responsive and proactive in all communication about our finances throughout the loan process. He worked up multiple scenarios and locked us into a great interest rate. Highly recommend! Jessica J Cuthbertson, Jun 20, 2018
From start to finish, Todd was extremely helpful with getting our financing approved and ready, days before our closing! Todd and his team were outstanding! Brandon Hood, Jun 18, 2018
Chris was recommended to us by a close friend so we already knew that he would be wonderful, but his honesty, communication, flexibility and attention to detail exceeded all of our expectations. We are first time home buyers, so it was amazing to be able to work with someone who could show us the ropes, give us practical advice, and be on top of every little detail so we didn’t have anything to worry about. We highly recommend Chris to anyone and we will certainly use him for all future needs. Jessica Beets, Jun 15, 2018
Download This PDF Before Applying For A Mortgage

Consumer's Guide To Home Financing

CONTACT US

Fill out the contact form below or call us at 303-347-7598 to speak with a Hallmark Home Mortgage team member.

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