OUR 4-STEP SAFE HOME BUYING PROCESS

We understand that the home buying process can be intimidating. Each one of our loan originators
has the experience to guide and educate you during the process so you truly understand your loan
and have clear expectations.

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

EDUCATE

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

KNOW YOUR NUMBERS

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

We address questions like "When do you have to move?".  We address any loan approval landmines and establish your timeline.

Build Your Plan

We address questions like "When do you have to move?". We address any loan approval landmines and establish your timeline.

We collect and review all credit documents, review in underwriting when necessary.  We establish maximum loan parameters so you can shop like a cash buyer!

GET PRE-APPROVED

We collect and review all credit documents, review in underwriting when necessary. We establish maximum loan parameters so you can shop like a cash buyer!

OTUBNS® Stands For: On Time, Under Budget with No Surprises

Because that's what everyone wants when they get a mortgage.

WHAT OUR CUSTOMERS SAY ABOUT US

Don't take our word for it, see what our clients have to say about their experience working with Hallmark Home Mortgage.

This is our first house, and Jacalyn made this process much smoother than we expected. She helped us to stay within our budget for both monthly payments and closing costs, which seemed overwhelming at first, but the transparency Jacalyn gave us on our costs and fees made this a lot easier. Quite frankly I never thought this was possible for us in the Denver Market to own a home, but Jacalyn found a way. Michael W Ray, Aug 15, 2018
Brock was great. He did everything and more to get a difficult transaction closed. As the husband of a realtor with a common understanding of the process, I was quite displeased with the underwriter. He or she seemed to be going at long lengths to ask for multiple reinforcing documents, some of which had already been submitted, and he or she seemed to be doing this simply because they could. Again, Brock was fantastic, but my wife has said that she will avoid that underwriter if possible Jon Haddad, Aug 15, 2018
Chris Hauber at Hallmark Home Mortgage was awesome, detailed, efficient, patient, concerned and made our real estate purchase/mortgage loan personal. Chris had time for ALL of our questions and concerns. Chris went out of his way to help us with the real estate mortgage loan and closing to meet our needs. Kari Jean Richards, Aug 14, 2018
Giuseppe and his team were great to work with and very communicative. Christina Marie Foster Smith, Aug 14, 2018
Going into the homebuying process, we weren't sure what to expect. Jacalyn and her team were so great and efficient that I thought something more difficult was coming. By the time we went to closing, everything was taken care of and even the closing agent said how great everything was with Hallmark! Tristan R Siegel, Aug 08, 2018
Giuseppe and his team were professional, efficient, knowledgeable, patient, and kind throughout our entire loan process. As first time home buyers, this was a stressful time but we were confident we were in good hands with Giuseppe. He was always available to answer our questions and went above and beyond to make sure we had the information we needed each step along the way. I would not hesitate for a moment to recommend Giuseppe to friends and family! Thank you!! Andarla Anna Hodge, Aug 08, 2018
Jacalyn's communication was always on point. She and her team were always available and able to answer our questions quickly and effectively. Kathryn Marie Chapman, Aug 07, 2018
Chris always takes extremely good care of me. He and his staff are very flexible and accommodating to my needs. I can't thank him enough for playing an integral role in helping me to expand my investment aspirations. I highly recommend him and his team to anyone needing mortgage assistance. Bryce W Metzler, Aug 07, 2018
Todd and his team took the time to answer our questions even when something was pretty straight forward. Nicolas James Saben, Aug 07, 2018
The entire experience was amazing!!! Thanks for all your help! Kendra Harry, Aug 07, 2018
Jacalyn and her team were wonderful to work with through the entire process. She was quickly available whenever I had questions and there were no unpleasant surprises. Highly recommend!! Cally J Cripps, Aug 07, 2018
The team of underwriters need to develop a better continuity of communication within their own department. Not Dan Kazell's fault but my book-keeper had to recount over and over the details of my business verification multiple times with different people who didn't know that he was already asked all the verification questions by other underwriter representatives. Otherwise the experience was great. Dylan Bordonaro, Aug 06, 2018
Clear, direct, timely communication. And a a warmth and humanity not always evident in financial-services industry. William M Adler, Aug 06, 2018
Giuseppe and team were very communicative and helped to ensure that we hit all deadlines needed to close on time. They were incredibly knowledgeable and easy to reach for questions we had along the way. We appreciated Giuseppe's flexibility in helping to jump start the process while we were in another state and loved how easy everything was despite handling much of it virtually. We were impressed with the personal touches along the way and would definitely recommend Giuseppe and his team. Timothy Joseph Solon, Aug 06, 2018
Giuseppe and team did a wonderful job helping me with the refinance process and kept me informed of every step along the way. Thank you! Eric N Olson, Aug 04, 2018
Download This PDF Before Applying For A Mortgage

Consumer's Guide To Home Financing

CONTACT US

Fill out the contact form below or call us at 303-347-7598 to speak with a Hallmark Home Mortgage team member.

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