OUR 4-STEP SAFE HOME BUYING PROCESS

We understand that the home buying process can be intimidating. Each one of our loan originators
has the experience to guide and educate you during the process so you truly understand your loan
and have clear expectations.

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

EDUCATE

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

KNOW YOUR NUMBERS

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

We address questions like "When do you have to move?".  We address any loan approval landmines and establish your timeline.

Build Your Plan

We address questions like "When do you have to move?". We address any loan approval landmines and establish your timeline.

We collect and review all credit documents, review in underwriting when necessary.  We establish maximum loan parameters so you can shop like a cash buyer!

GET PRE-APPROVED

We collect and review all credit documents, review in underwriting when necessary. We establish maximum loan parameters so you can shop like a cash buyer!

OTUBNS® Stands For: On Time, Under Budget with No Surprises

Because that's what everyone wants when they get a mortgage.

WHAT OUR CUSTOMERS SAY ABOUT US

Don't take our word for it, see what our clients have to say about their experience working with Hallmark Home Mortgage.

Great communication and pieces of advice. The team communicated throughout the entire process and always checked in to see if I needed anything. Very personable team and made me feel really confident about moving forward with a mortgage. Sarah Paliwoda, Jun 20, 2018
Chris was responsive and proactive in all communication about our finances throughout the loan process. He worked up multiple scenarios and locked us into a great interest rate. Highly recommend! Jessica J Cuthbertson, Jun 20, 2018
From start to finish, Todd was extremely helpful with getting our financing approved and ready, days before our closing! Todd and his team were outstanding! Brandon Hood, Jun 18, 2018
Chris was recommended to us by a close friend so we already knew that he would be wonderful, but his honesty, communication, flexibility and attention to detail exceeded all of our expectations. We are first time home buyers, so it was amazing to be able to work with someone who could show us the ropes, give us practical advice, and be on top of every little detail so we didn’t have anything to worry about. We highly recommend Chris to anyone and we will certainly use him for all future needs. Jessica Beets, Jun 15, 2018
The entire house buying process went so smooth for us and it was because we had a great team on our side, a big part of that being Chris. He was very communicative, always there for any and all questions, and did everything possible to make sure there were no surprises on closing day! Bryttni Wolfe, Jun 15, 2018
They helped us step by step. Any question you had was answered. Nothing was left unanswered. Everything was explained in every email, text, and phone xall that was received from the company. BROCK himself explains everything in a way that will not confuse you at all. I loved working with him. Yourman S Nahuat Hau, Jun 15, 2018
The diligence of the team and the speed that my loan was closed Jeffrey A Held, Jun 13, 2018
Giuseppe and his team were extremely courteous, responsive, and efficient throughout the entire process. I also appreciated the helpful videos which explained various topics and provided additional insight I may not have found elsewhere. As a new homebuyer I was nervous in many ways, but Giuseppe and the team really put me at ease. Overall I could not be happier with the process! Margaret Thayer, Jun 13, 2018
Dan was super helpful throughout the whole process! He answered all of our questions quickly and was on call for whatever we needed! We enjoyed working with Dan and he truly was a huge help in the home buying process!!!! Tyler Allen Gordon, Jun 13, 2018
Kept in communication, made it easy. Already recommended to a colleague. Amy L Broome, Jun 12, 2018
Brock was very understanding and patient. Assisted with a variety of options that would best fit for our loan needs. Super easy transaction! I recommend Brock to anyone looking for mortgage loan options. Phillip M Villa, Jun 12, 2018
I recently worked for a publicly traded mortgage company for 5 years and Giuseppe’s team was by far the best I have seen in the industry. They are fast, accurate and responsive, which can be difficult to find in a lender. This team is a great fit experienced and inexperienced borrowers alike. Derrick Miller, Jun 11, 2018
My wife and I took an extended time to find the right house for us but Chris made it very easy to get through the whole process and closing costs were even cheaper than originally estimated. David Johnston, Jun 11, 2018
Giuseppe and his team were womderful to work with and made a potentially stressful situation move smoothly and without issue. The team was very knowledgeable and easy to work with. They communicate very well with whatever means is easiest for you (by phone, email, text message). They were transparent about closing costs and had everything complete within all deadlines. Christopher M Ruzas, Jun 11, 2018
Todd explained everything in great detail to me for what to expect through the home buying and mortgage experience. The entire process went unbelievable smoothly, quickly and exactly as was outlined by Todd at the beginning of the process. The staff at the office are wonderfully responsive and helpful with any questions. I did the physician loan with 0% down and it was by far the best deal that I could find in the Denver area. I will be using Todd and his team for all my future home-buying. Abby C Richards, Jun 09, 2018
Download This PDF Before Applying For A Mortgage

Consumer's Guide To Home Financing

CONTACT US

Fill out the contact form below or call us at 303-347-7598 to speak with a Hallmark Home Mortgage team member.

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