Conventional Loans Or Fixed Rate Mortgages Are At All Time Low Rates And Can Be Great Choice.
A conventional loan is any mortgage that is not guaranteed or insured by the federal government, These “traditional” loans are either “conforming” and “non-conforming” where “confirming loans generally refers to a mortgage loan that follows the guidelines of government sponsored enterprises (GSE’s) like Fannie Mae or Freddie Mac. Nonconforming loans don’t meet Fannie Mae or Freddie Mac guidelines, but they are still considered to be conventional loans.
The primary advantages of a conventional loan are:
Please don’t let all the terms you hear about mortgages intimidate you. We understand that it can be confusing. And you don’t need to become a mortgage expert to be able to know what you should do, and what type of mortgage you should select.
When you work with us, we will explain to you and what you need to know, and how to save the most money, in your quest to own a home. We know that once we explain the process and the options you have available, you will no longer feel intimated & overwhelmed with the task ahead. When you become educated, you will know what to do.
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