Mike Kazell

Senior Loan Officer

I am a Colorado Native, growing up in Arvada, and currently living in the Washington Park area. I graduated from Pomona High School and attended Mesa Community College where I played baseball for the Thunderbirds. I graduated with an Associate’s Degree and went on to Metro State College in Denver.

About Me

My first job was in the construction field taking on painting and restoration projects. From there I entered the financial arena, holding my Series 6 and 63, enabling me to sell Life and Health Plans, investments and annuities. From there, I went into lending and found a great “home” where I can help borrowers and more importantly, introduce this industry to new Loan Originators through training and mentoring.

As a Sales Manager, I help MLOs with their business planning, concentrating on efficiency, production and time management. I enjoy training and developing newly licensed MLOs through our unique Apprentice Program that concentrates on teaching customized systems and industry tools geared toward success. Accountability matters and I instill that in my mentoring because at Hallmark, we guarantee we’ll do it right, every time.

I joined this Branch in 2010 due to the high energy and leadership of our SVP and Branch Manager. He has a plan and systems in place that get loans closed. The company culture is very unique and we all work extremely well together, focusing on customer service and complete satisfaction.

On a personal note, I grew up playing baseball and was fortunate enough to participate at the high school and college levels. Ask anyone here and they’ll share that I am an avid St. Louis Cardinals fan! I get to a game as often as possible and look forward to their appearances here against the Colorado Rockies. Music is a huge part of my life and I love all types of genres, nothing beats a little Sinatra! Standup comedy is a favorite along with any outdoor activity, particularly hiking or camping, all along with attending a show at the world famous Red Rocks Amphitheater as often as possible!

The 4-Step Safe Home Buying Process

Step 1

Education: Understanding the home buying process

  • Walk through every step
  • Understand everything you need to know
  • Understand everything you need to do
  • Know who all the players are
Step 2

Know Your Numbers

  • Understand the difference between rent and a mortgage payment
  • Understand the income tax savings
  • Understand how inflation creates wealth
  • Understand how the forced savings creates wealth
Step 3

Build Your Plan

  • When do you have to move?
  • Address any loan approval landmines
  • Establish your timeline
Step 4

Secure a full document pre-approval

  • Collect and review all credit documents
  • Review in underwriting when necessary
  • Establish maximum loan parameters
  • Shop like a cash buyer
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