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The 4-Step Safe Home Buying Process

Closing Loans On Time, Under Budget With No Surprises®

4-Step Safe Home Buying Process

At Hallmark Home Mortgage we understand that the home buying process can be intimidating. With our 4-Step Safe Home Buying Process, we can assure you that you will receive your home loan on time, under budget with no surprises. Each one of our loan originators has the experience to guide and educate you during the process so you truly understand your loan and have clear expectations.

Step 1

EDUCATION: UNDERSTANDING THE HOME BUYING PROCESS

  • Walk through every step
  • Understand everything you need to know
  • Understand everything you need to do
  • Know who all the players are

Step 2

Know Your Numbers

  • Understand the difference between rent and a mortgage payment
  • Understand the income tax savings
  • Understand how inflation creates wealth
  • Understand how the forced savings creates wealth

Step 3

BUILD YOUR PLAN

  • When do you have to move?
  • Address any loan approval landmines
  • Establish your timeline

Step 4

SECURE A FULL DOCUMENT PRE-APPROVAL

  • Collect and review all credit documents
  • Review in underwriting when necessary
  • Establish maximum loan parameters
  • Shop like a cash buyer

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