OUR 4-STEP SAFE HOME BUYING PROCESS

We understand that the home buying process can be intimidating. Each one of our loan originators
has the experience to guide and educate you during the process so you truly understand your loan
and have clear expectations.

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

EDUCATE

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

KNOW YOUR NUMBERS

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

We address questions like "When do you have to move?".  We address any loan approval landmines and establish your timeline.

Build Your Plan

We address questions like "When do you have to move?". We address any loan approval landmines and establish your timeline.

We collect and review all credit documents, review in underwriting when necessary.  We establish maximum loan parameters so you can shop like a cash buyer!

GET PRE-APPROVED

We collect and review all credit documents, review in underwriting when necessary. We establish maximum loan parameters so you can shop like a cash buyer!

OTUBNS® Stands For: On Time, Under Budget with No Surprises

Because that's what everyone wants when they get a mortgage.

WHAT OUR CUSTOMERS SAY ABOUT US

Don't take our word for it, see what our clients have to say about their experience working with Hallmark Home Mortgage.

Giuseppe and his team at Hallmark were extremely helpful and patient throughout a process that could have been very stressful. They were very transparent with us from the very beginning, and laid everything out so that it was easy to understand. We are first time home buyers, and I highly recommend Hallmark for anyone who wants a compassionate team to make the process easier and more enjoyable. We have nothing but great things to say, and we are so grateful for all of their help! Ariana Bryant, Oct 13, 2018
Giuseppe was accommodating to our schedule and very good at explaining every mortgage detail so we weren’t left with questions after our first meeting. Giuseppe’s team laid out all of the expenses in a total cost analysts so we didn’t have any surprises at closing. We actually closed on our house lower than expected, giving us more cash to spend on move improve projects. Samantha Eckard, Oct 13, 2018
Chris, Annie and the whole team were amazing. They made the whole process very enjoyable and they even saved me money as compared to other lenders. I 11/10 would recommend this team of professionals. Manuel William Rodriguez, Oct 13, 2018
This is not my first loan with Jacalyn. She is ALWAYS efficient, professional, knowledgable. She answers phone calls and e-mails immediately. She is very patient and explains everything thoroughly. I wouldn't think of using another lender. I will definitely recommend her to friends and family. Theresa DeLisle, Oct 10, 2018
The team did great. I would have liked more interaction from Guiseppe. Charles T Little, Oct 10, 2018
Giuseppe and his team were fantastic to work with throughout the entire process. He even made accommodations to meet with us after standard business hours which was a huge plus in our eyes. Giuseppe took the time to explain all of our options to help us understand the best loan for us. The closing process went smooth just as promised. Overall it was a great experience. Jake Eckard, Oct 10, 2018
Giuseppe and his team did an amazing job! Very thorough and on time if not early! We appreciate everything that they did for us! Made the house buying process that much better! Alyssa Holschuh, Oct 08, 2018
. Jason David Gutierrez, Oct 05, 2018
Chris Hauber at Hallmark Home Mortgage was awesome, detailed, efficient, patient, concerned and made our real estate purchase/mortgage loan personal. Chris had time for ALL of our questions and concerns. Chris went out of his way to help us with the real estate mortgage loan and closing to meet our needs. Kari Jean Richards, Oct 05, 2018
Chris is an amazing lender. He did exactly what was promised and made the entire process easy, understandable, painless. He would always get back to us within a couple of hours and we never had to worry about him not communicating with us or being able to answer our questions. We have been trying to get into our own home for 5 years and Chris is the one who made it happen for us. I have already recommended him to other family and friends and will continue to do so! Alyssa Sursa, Oct 05, 2018
Going into the homebuying process, we weren't sure what to expect. Jacalyn and her team were so great and efficient that I thought something more difficult was coming. By the time we went to closing, everything was taken care of and even the closing agent said how great everything was with Hallmark! Tristan R Siegel, Oct 05, 2018
Chris took care of getting everything we needed for a mortgage sorted. Michael Stephen Doty, Oct 05, 2018
Fast communication! Even when he wasn't in the office. Brent Herron, Oct 05, 2018
We have used Chris for several home buying transactions and have always been more than satisfied by his service, care, knowledge and attention to detail. Douglas W Maben, Oct 05, 2018
Jacalyn's communication was always on point. She and her team were always available and able to answer our questions quickly and effectively. Kathryn Marie Chapman, Oct 05, 2018
Download This PDF Before Applying For A Mortgage

Consumer's Guide To Home Financing

CONTACT US

Fill out the contact form below or call us at 303-347-7598 to speak with a Hallmark Home Mortgage team member.

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