OUR 4-STEP SAFE HOME BUYING PROCESS

We understand that the home buying process can be intimidating. Each one of our loan originators
has the experience to guide and educate you during the process so you truly understand your loan
and have clear expectations.

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

EDUCATE

We help walk you through every step so you understand everything you need to know, what you need to do and realize who all of the players are.

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

KNOW YOUR NUMBERS

We help you understand the difference between rent and a mortgage payment. Your income tax savings, how to beat inflation and how forced savings creates wealth.

We address questions like "When do you have to move?".  We address any loan approval landmines and establish your timeline.

Build Your Plan

We address questions like "When do you have to move?". We address any loan approval landmines and establish your timeline.

We collect and review all credit documents, review in underwriting when necessary.  We establish maximum loan parameters so you can shop like a cash buyer!

GET PRE-APPROVED

We collect and review all credit documents, review in underwriting when necessary. We establish maximum loan parameters so you can shop like a cash buyer!

OTUBNS® Stands For: On Time, Under Budget with No Surprises

Because that's what everyone wants when they get a mortgage.

WHAT OUR CUSTOMERS SAY ABOUT US

Don't take our word for it, see what our clients have to say about their experience working with Hallmark Home Mortgage.

The high level of support and genuine caring during the whole process. Todd called me to check in. And Nicole held my hand the entire time. ( I needed a lot of extra attention lol). Julie L Breaux-Carlson, Nov 14, 2018
Chris and his whole team were thorough, patient, and easy to work with! Joey L Hooper, Nov 14, 2018
I am writing this as a humble note of appreciation for the outstanding customer service provided by Jacalyn Gallegos. Jacalyn is a true mortgage professional. Her attention to detail, great communication skills, and wealth of knowledge in the mortgage lending industry made the experience even better than I expected. I would love to recommend Jacalyn to anyone who needs a mortgage loan in the future. Keep up the good work Jacalyn! Your dedication to excellence is a rare treat. Cynthia Mitchell-Dawson, Nov 13, 2018
Tom was amazing from our first meeting through the closing of our first home. Tom has turned into a friend of mine during this process and I'd definitely recommend him to others. Cady Wilson, Nov 13, 2018
Ongoing communication around the process. A team that were pleasant, friendly and helpful along every step of the process including the day of closing. Robert O'Hern, Nov 13, 2018
I have had the pleasure of referring Jacalyn to my clients many times in my role as a Realtor®. I've always heard the best feedback about her service. I just did a refinance and, of course, I wouldn't use anyone else. She was the best. I also plan on multiple purchases this next 12-18 months and plan on using her exclusively. She's the best. She's professional, prompt, and thorough. I recommend her highly! Michael John Clarkson, Nov 11, 2018
Jacalyn made this process very easy for me which is extremely important as a busy professional! Jessica Hope Ramos, Nov 06, 2018
Chris was great about breaking down the loan parts and going over different options. Even when I was considering going with another lender he was still very supportive and informative about the loans and compared them objectively. Overall I feel great about the loan option and had no surprises at closing! Would highly reccomend and use again! Alison Lucille Cabrera Walker, Nov 06, 2018
Very easy to contact and always willing to answer questions. Jacalyn and her team were fantastic to work with. Whitney M Rice, Nov 06, 2018
Nicole was helpful but no one was there on my actual closing date for questions. Holly Thorsen, Nov 05, 2018
Guiseppe and his team were wonderful to work with, and made sure we felt valued and appreciated as is clients. They definitely strive to make their clients feel as comfortable and informed as possible, and in a timely manner. I would definitely recommend Guiseppe to anyone buying a home! Rachel E Hargroder, Nov 02, 2018
Chris & his team did an awesome job getting me through the process. From the start they covered multiple options & let me make the decisions, that I felt were right for me. For a first time home buyer, I really felt I was in good hands. Thanks Chris, Devin & a special thank you to Chelsea/Annie (It was a quick process & they both really stayed on top of my outstanding items). William Helstad, Nov 01, 2018
Giuseppe and team were incredible throughout the entire experience. We cannot thank them enough for making us feel comfortable and confident as first-time home buyers. They kept us up-to-date every step of the way and even sent us thoughtful, small gifts at certain milestones. We will recommend this team to everyone we know! Michael Carroll, Nov 01, 2018
Giuseppe and team were all very responsive and helped us on a quick timeline. The customer service was extraordinary, and we're recommending Giuseppe and team to everyone! Claire Carroll, Oct 31, 2018
The team was engaged, communicated very well and delivered on what was promised. I’ve already referred 2 family members and will continue to do so! James Pallotto Jr, Oct 31, 2018
Download This PDF Before Applying For A Mortgage

Consumer's Guide To Home Financing

CONTACT US

Fill out the contact form below or call us at 303-347-7598 to speak with a Hallmark Home Mortgage team member.

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