3 Reasons You Need a Realtor When Buying a Home

While there are many things that you can do own your own or ‘DIY’ – there are other things that are simply best left to trained professionals. It seems like there is a tutorial on the internet for everything today.

Posted by admin on August 27, 2018READ MORE
Buying a New Home Does Not Have to Be an Overwhelming Experience

Buying a new home is one of the most exciting things you can do but there are often other emotions involved as well. As happy and excited as you might be to purchase a new home, you may also be experiencing fear about the unknown and that can easily lead to feeling overwhelmed.

Posted by admin on August 20, 2018READ MORE
Difference Between Pre-Qualified and Pre-Approved for a Mortgage

Is Being Pre-Qualified & Pre-Approved for a Mortgage the Same Thing?
No! The terms ‘pre-qualified’ and ‘pre-approved’ are often used interchangeably and most people do not realize that there is actually a difference between the two. And, not only is there a difference but a significant one that could impact your home buying process.

Posted by admin on August 13, 2018READ MORE
Qualifying for a Large Mortgage Does Not Mean You Need to Spend That Amount

When you want to buy a new home you want to get the best home that you can afford. But, while you may be pre-approved for a certain mortgage amount, that does not mean that you can necessarily afford that amount or even want to spend that amount.

Posted by admin on August 6, 2018READ MORE
5 Things to Look for in a New Neighborhood

Once you have decided you are ready to be a homeowner, the next thing you need to decide is where you want to live. Within any given city are a number of neighborhoods and you need to determine which neighborhood is best for putting down some roots.

Posted by admin on July 30, 2018READ MORE
What Causes Mortgage Rates to Fluctuate

We all know that mortgage rates go up and down on a daily basis, but what causes them to do so? Mortgage rates may still be incredibly low when compared to historical mortgage rates, but will they go up? And, when? And, by how much? Who and/or what decides?

Posted by admin on July 23, 2018READ MORE
5 Things You Should Do Before Applying for a Mortgage

If you have decided you want to buy a home you know that tone of the next things you need to do is apply for a mortgage. It is important to be pre-approved so you can buy the home you want when you find it but also so that you know how much home you can afford.

Posted by admin on July 16, 2018READ MORE
Renting vs. Buying A Home

One of the big questions everyone has to ask themselves at some point is do you want to rent a home or buy a home? There are many factors that will influence the decision.

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Understanding PMI (Private Mortgage Insurance)

When you are buying a home you will quickly learn that there are a wide array of terms and acronyms with which you need to be familiar. Learning a whole new mortgage ‘language’ can feel daunting but it is important to fully understand what you are doing when you invest in a new home.

Posted by admin on July 2, 2018READ MORE
3 Advantages of a Conventional Mortgage

Any potential homebuyer will quickly discover that there are many different loan products out there to meet the needs of unique buyers. Generally, when discussing different mortgage types and talking about the advantages of conventional mortgages, we are comparing a conventional mortgage to an FHA loan.

Posted by admin on June 25, 2018READ MORE